June 5
🔄 Hybrid – London
• Kriya has helped thousands of small businesses bridge the gap between completing orders and waiting to collect buyer payments. - • We are looking for an experienced risk specialist to spearhead our embedded finance product development. • Define the key requirements for the product design and market positioning, specifically around the data capture and credit processing approach for the UK and international markets.- • Develop and optimize our pricing models and loss forecasts. Collaborate with our Data Science, Risk Analytics, Commercial and Engineering teams in developing our predictive models, product features and processes.- • Work with our Legal & Compliance teams to set up Know-Your-Customer, Anti-Money Laundering, and financial crime frameworks that support the embedded product vision.- • Continually enhance the portfolio performance through monitoring, insight and investigative analysis, explaining findings and recommendations to stakeholders in a clear non-technical way that is easy for stakeholders to digest and understand.- • Support the collections and recovery team with data driven insight and collections strategies.
• Expert in credit risk management in the SME and Enterprise sector with experience of automation and implementation of innovative data sources and managing and structuring large Merchant exposures • Strong level of experience in working with a data science team to develop and implement scalable credit decisioning strategies • Ability to shape credit risk management strategy and inform product feature development from the risk perspective • Ability to lead and grow a risk team, prioritise projects and manage multiple stakeholders. High level of expertise in aligning risk management and wider business goals • Ability to communicate with and influence a diverse group of stakeholders, creating alignment over the longer-term vision of our products • Experience working with underwriting teams to implement credit policies, implementing scalable and highly-automated decisioning strategies
• Best in class share options scheme • A great office in the heart of Shoreditch (complete with roof terrace, ping pong, interactive Zoom Rooms and beer fridge), to help collaboration and in person innovation time • 60 days work from abroad allowance • 25 days of annual leave per year, plus your Birthday off • 26 weeks of enhanced maternity leave/ 8 weeks paternity leave • Life Insurance and Private health coverage with half price Virgin Active/David Lloyds gym membership • Unlimited access to all Tate Modern exhibitions, free Amazon Kindle and book purchase allowance • Regular social events, free office lunches (2x a week) and sporting events including Yoga and Football • Mentoring from industry leaders and peers • The opportunity to progress your career at one of the UK’s leading FinTech companies
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